Friday, October 16 - Friday, November 6
Open Enrollment is a period of time each year when employees are given the opportunity to re-visit their benefit plans, change to a new plan, drop a current plan, or newly enroll in plans if you didn't have them before.
It is not required for employees to make a change.
Below is a list of the official forms that can be filled out either electronically or printed and scanned, to be submitted for your benefit change. Underneath the list is detailed information on the options available to you.
You will also find 2021 Health Plan Changes as effective January 1, 2021, the State of Vermont will now control health care contributions. This has made for a lot of potential changes and options for staff.
Please the Arbitrators decision as there are changes from current healthcare offerings.
ALL employees can access the HSA account ONLY on the Silver CDHP plan. If you currently are on an HSA with the GOLD CDHP, you will need to change plan to Silver if you want to keep your HSA.
Domestic Partnership Coverage
Support staff will now have access to any tier plan, single, 2-person, parent/child or family
Please review the Arbitrator's Decision for Healthcare Effective January 1, 2021
Make Your New Elections to be Effective on January 1, 2021
Click on the green links below to access enrollment/change forms. All forms will need to be printed and signed by you.
Please email all of your forms to firstname.lastname@example.org
Fill out this form if you would like to change your Blue Cross Blue Shield Healthcare plan starting in January. This form will be submitted to csONE to enroll you in an HRA if you qualify for one.
Fill out this form if you would you like to change your Northeast Delta Dental plan starting in January.
Fill out this form if you will be signing up for a csONE Flexible Spending Account (FSA).
This booklet provides steps to register your account as well as general information and FAQs.
This document provides frequently asked questions for HSA users.
Fill out this form if you will be signing up for a csONE Health Spending Account (HSA).
If election an HSA, this form must also be completed and turned with HSA election form.
These are the proposed monthly premiums you'll be paying . You will be notified when the rates are finalized for FY22.
These rates don't include the ER portion of the premium and FTE status for WCSU and WRED employees.
RVED , Marlboro, Administrators and all Teachers receive 80% coverage of the GOLD CDHP with an HRA. Or effective 1/1/21, 80% of the Silver CDHP plan with an HSA?
Northeast Delta Dental monthly premiums will remain the same. If any changes are made, you will be notified. Dental insurance is not available to all districts.
Click Below for 2021 Health Care Plan Changes Support Link
This interactive link will walk you through how to determine if changing your plan is the right decision.
PLAN SUMMARIES - click on the link to review
May I elect coverage for a domestic partner in any public school district in Vermont starting in 2021?
Yes. There are requirements to qualify for domestic partnership coverage. To learn more about them, please contact HR@windhamcentral.org.
The IRS has special rules on the reimbursement of qualified expenses for domestic partners through an employee’s Health Saving Account (HSA). Please click here for more information on HSAs on this issue and other eligibility matters.
Domestic Partnerships & Eligibility for HSA Contributions
1) Can an employee use HSA funds to pay for the qualified medical expenses of domestic partners?
(a) Typically, domestic partners are not considered tax dependents by the IRS. Individuals may use their Health Savings Accounts to pay qualified medical expenses only for tax dependents (which includes their spouse, themselves, and children who qualify).
(b) If, however, a domestic partner meets the definition of a “qualifying relative,” HSA funds can be used to pay for the qualified medical expenses of the domestic partner. To be a “qualifying relative,” four tests must be satisfied. The most relevant for most employees is the “gross income” test. More details on these four tests can be found at: https://www.irs.gov/publications/p17/ch03.html. We also recommend you consult with your school district’s Third Party Administrator for guidance.
(c) If the domestic partner is not a “qualifying relative,” the employee cannot use HSA funds to pay for the domestic partner’s qualified medical expenses. The domestic partner can still be covered by the employee’s HSA-qualified health plan and is eligible to open a personal HSA account and fund the account up to the maximum family contribution. For more information, click on: https://www.irs.gov/uac/answers-to-frequently-asked-questionsfor-registered-domestic-partners-and-individuals-in-civil-unions, or consult with your school district’s Third Party Administrator.
This link provides documents to assist you in knowing your approximate cost responsibility for your health and spending accounts. **Please contract HR for you exact cost if you are changing plans it varies per district by number of deductions and the premium split by class**.
Contact Lisa Ouellette email@example.com with any questions.
Important meeting dates with Lisa to discuss healthcare:
MARLBORO: Lisa and I will be completing the open enrollment meeting with Marlboro staff Friday, October 16th from 9:15-12:15. I will be in person, Lisa will be on google meets.
Handbook Employees: Lisa and I will complete a zoom call to answer questions on the plan changes October 28th from 2:30-3.
All Staff zoom call: Lisa will complete a zoom call October 28th from 3-4:30.
November 4th from 1pm-4pm Lisa has blocked off to accept calls from our district ONLY.